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Workers' compensation is a state regulated benefit that provides coverage for bodily injury and diseases that happen during the course of employment. Medical benefits are typically covered at 100%, but income benefits are based on your ability or inability to work and are state regulated. It will depend on if you're disability is total or partial or on a schedule of benefits depending on permanent or partial injuries.
Disability insurance supplements the coverage you receive. With disability insurance, your benefits are paid on a monthly basis so that you can continue to pay your expenses and maintain your standard of living. | 
