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Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer (the insurance provider) and the insured (an individual or group), in which the insurer agrees to provide specified coverage at an agreed-upon price (the premium). Depending on your policy, your premiums are typically paid in monthly installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase.
If your employer does not offer a health insurance plan, you can purchase health insurance on your own. This is where we can help.
For an instant online health insurance quote for you or your family, please fill out our online form. |